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Taking out a home loan can seem scary, especially if it’s your first. Talking with friends and relatives will take away some of the mystery. Your government may be able to help. Don’t buy features you won’t use We often come across borrowers who say they want a product such as an "all-in-one" loan, which lets you bundle your salary, borrowings and savings into one account. Many people find that a highly-featured loan perfectly suits their needs. But you pay higher interest rates and fees for all those features. After talking with our lending experts, some of our customers decide they don’t need as many expensive features as they thought they did. Ask yourself: "what am I really going to use?" |
