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What are
the interest rates for my auto loan?
Interest rates are influenced by several factors, including the severity of
credit problems, the amount of down payment, and the degree of credit risk. Your
auto loan expert will explain these factors, and tell you exactly what your
interest rate will be.
Can I get an
auto loan even if I have bad credit?
Of course! Our lenders will work with you every step of the way to help you get
approved!
E-Loans can help you organise your income, your payment amounts and all other
problems you may have. If you have your finances in order, click here for
our FREE car loan payment
calculator. If not, click
HERE and our
experienced staff can help you!
How much you save while
refinancing depends on things such as the remaining balance of your existing
loan, the difference between your old interest rate and the new interest rate,
the term of your new loan, etc. Please click here to link to our loan calculator
to get the most accurate estimates of your potential savings.
I have negative credit.
Can I still qualify for a conventional mortgage? Even with major
credit glitches such as bankruptcy, charge offs, collection,
repossession, mortgage credit, excessive slow or late payments
(past due payment), public record postings, excessive credit
inquiries, rejections, bankruptsy, and/or foreclosure, borrowers
can still qualify a mortgage. Rather than obtaining the funds
from secondary markets (standard mortgages), a lower-rated loan
called "subprime loans" is granted. Subprime means a category of
loans made to borrowers with damaged credit. Keep in mind, the
larger the down payment, the weaker your credit can be. Apply
from one of our lenders. Most likely, you will be appoved. Our
lenders go to great lengths to match you with the appropriate
funds and terms. It is always a good idea to keep up with your
credit report to make sure the information is complete and
accurate. |